Grade 3 Money Worksheets — Shopping Totals and Change from $20
By third grade a money problem is a small shopping trip. Six sub-skills are offered at this grade and the page opens on Adding Prices, where the level control steps from Two prices, to Three prices, to Missing price. Buying Several Items asks for the cost of several copies of one item, which is repeated addition or a times fact wearing a price tag, then adds a second purchase on top so the sheet becomes a two-part bill. Giving Change pays with a twenty dollar note and asks for the change.
Pick the difficulty that matches what you are teaching, choose how many questions to print, and add an answer key if you want instant marking. The link reproduces the identical worksheet every time, which makes it easy to reuse the same set as a warm-up and again as a check a fortnight later.
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Money · Grade 3
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Grade 3 · 3 pages · A4More Grade 3 money skills
Each one generates a different kind of question, with its own three levels and answer key.
- Adding PricesFind the total cost of two or three items.
- Buying Several ItemsWork out the bill when several of the same item are bought.
- Giving ChangeWork out the change when a note is handed over.
- How Many Can You BuyWork out how many items a set amount of money will buy.
- Comparing AmountsDecide which amount is more, and put amounts in order.
- Mixed Money ProblemsA mix of the grade's money skills, like an end-of-unit review.
What each level generates
Grade 3 adding prices — the exact skill behind each difficulty setting, straight from the generator.
- Level 1Two prices
- Level 2Three prices
- Level 3Missing price
Grade levels follow the progression common to most English-language curricula — not one specific national curriculum. Every level shows exactly what it generates, so you can check the fit with your own program. See the full scope & sequence →
Turning repeated prices into multiplication
Buying Several Items is deliberately a bridge. "Four notebooks at $2.35 each" can be solved by adding $2.35 four times, and many children will do exactly that at first. The moment they notice it is four lots of two dollars plus four lots of thirty five cents, they have discovered how to multiply money, and the sheet has done its job. Both routes give the same exact answer, so neither is penalised.
A useful check to teach alongside it is estimation. Four notebooks at roughly two dollars fifty should cost about ten dollars, so an answer of $94 or $0.94 is visibly wrong. Estimating first, calculating second, and comparing the two is the habit that catches misplaced decimal points for the rest of school.
Two-part bills and change from $20
Its Several plus one more level adds one more item to the basket, which forces the order of operations question into the open: work out the cost of the several identical items first, then add the extra item, and only then treat it as a total. Children who add every number in the order they appear will get these wrong, and that is exactly the misconception worth surfacing at this age.
Giving Change pays with twenty dollars. Counting up still beats subtracting: from $13.60 to $14 is forty cents, then six more dollars to $20, so the change is $6.40. Sheets at this level suit eight to twelve questions, because each one is genuinely two or three steps and the working matters as much as the final figure.
Frequently asked questions
▸What money problems should a Grade 3 student solve?
Multi-step shopping problems: a total made from more than one purchase, the cost of several identical items, and the change from a larger note. Adding Prices, Buying Several Items and Giving Change move through exactly that order, finishing with change from $20.
▸How do you multiply money amounts?
Multiply the dollars and the cents separately, then combine: three items at $1.45 each is 3 lots of $1 plus 3 lots of 45c, which is $3 plus $1.35, so $4.35. Working entirely in cents and converting at the end gives the same result.
▸How do you work out change from $20?
Count up from the total to the next whole dollar, then up to twenty. A $13.60 bill needs forty cents to reach $14 and six dollars to reach $20, so the change is $6.40. The Giving Change sheet drills that method.
▸Do these worksheets show your working?
Each question is printed as a list item with blank space underneath, so there is room to lay out the two or three steps rather than only writing an answer. That space is where multi-step money problems are actually won.